With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

Affirm gives your customers a better way to pay over time, with no fees or surprises. From 0% APR offers to flexible payment plans, we offer a wide variety of payment solutions to expand your customer base and increase average order value.

Affirm was started because credit cards aren’t working. Learn about our benefits such as no late fees or hidden interest, and our flexible payment options.

Learn about buy now pay later and how it works with Affirm. Make purchases with simple terms, no hidden fees, and no late fees and offers as low as 0% APR.

The Affirm Card is a debit card that gives you the choice to pay for purchases over time or all at once, right from the Affirm app.

Buy now, pay later flights, vacations and more with Affirm. Enjoy no hidden fees, no late fees, no compound interest, and as low as 0% APR.

Buy now, pay later laptops, gaming pc’s, iPhones and more with Affirm. Enjoy no hidden fees, no late fees, no compound interest, and as low as 0% APR.

Buy now, pay later for furniture, mattresses and more with Affirm. Enjoy no hidden fees, no late fees, no compound interest, and as low as 0% APR.

Buy now, pay later car parts, tires, audio and more with Affirm. Enjoy no hidden fees, no late fees, no compound interest, and as low as 0% APR.